Housing Rehabilitation Program

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The Southern Housing Region has a new program that offers 0% interest loans to eligible households!

Southern Housing Region LogoThe Southern Housing Region has a Community Development Block Grant (CDBG) for Housing Rehabilitation. The funds will be loaned at 0% interest to eligible households for home repairs. Applications are accepted on a first-come, first-serve basis. There is no cost to fill out an application and all information submitted is strictly confidential.


Eligible Counties:  Columbia, Dodge, Jefferson, Kenosha, Ozaukee, Racine, Rock, Sauk, Walworth and Washington.

The following entitlement communities are not eligible:  Racine, Beloit, Janesville and Kenosha.

Funds are available for the following types of projects:

  • HomeownersThese funds will be lent to eligible households for home repairs. The loan is a 0% interest, deferred payment loan – you do not pay it back until you sell the house or no longer live there. After 30 years, your loan will be reviewed with the possibility of extending it for another 30 years.
  • Tenants – Loans are available to assist with purchasing a home.  The loan  is a 0% interest, deferred payment loan – you do not pay it back until you sell the house or no longer live there. After 30 years, your loan will be reviewed with the possibility of extending it for another 30 years. Funds can assist you with down payment and closing costs. There will also be funds available to make repairs  to the home that you purchase. 
  • Landlords – Installment loans are available for landlords who rent to tenants that are low- to moderate- income. The loan is a 0% interest loan.

The loan can be used to make the following types of repairs:

    • Handicap Accessibility
    • Replace Windows & Doors
    • Roofing
    • Electrical Upgrades
    • Connect Water & Sewer Lines
    • Siding, Porch Repairs
    • Repair/Replace Heating Systems, Water Heaters & Plumbing Systems

Funds Are Limited - Apply Today!
Please contact Kari Justmann, MSA Professional Services at (800) 552-6330